Term Loan

At Advantageous Advance, our business term loans are designed to provide predictable, affordable financing to help you grow with confidence. Whether you’re expanding your space, purchasing equipment, or consolidating debt, a term loan offers a stable path forward.

Why Choose a Business Term Loan?

• Fixed payment schedule (easy to budget)
• Longer repayment terms
• Competitive interest rates
• Builds business credit
• Ideal for planned growth and large investments

How It Works

1. Apply Online – Quick and simple application
2. Get Approved – Decisions typically in 1–3 business days
3. Receive Funds – Lump-sum deposited into your account
4. Repay Over Time – With fixed monthly or bi-weekly payments

Term Loan Terms at a Glance

• Loan Amount: $10,000 to $1,000,000+
• Approval Time: 1 to 3 business days
• Repayment: Fixed monthly or bi-weekly payments
• Term Length: 6 months to 5 years
• Interest Rates: Starting at 7% (based on credit and business profile)
• Collateral: May be required for higher amounts

Is a Term Loan Right for You?

Term loans are a great fit if you:

• Need a large lump sum for a defined purpose
• Want predictable monthly payments
• Plan to invest in long-term growth (equipment, staffing, marketing, etc.)
• Have strong financials or solid credit history

Get Started Today

Apply in minutes. Get funded in days.